Terms of Use

These Terms of Use govern your access to and use of the websites and services operated by ALL USA (“ALL USA,” “we,” “us”). By using our sites you agree to these terms. If you do not agree, please do not use them.

What we are

ALL USA is a marketing and advertising business. We are not an insurance company, insurance agency or producer, and we are not a lender. We do not quote, bind, sell or service insurance policies, and we do not make coverage, pricing or credit decisions. When you submit an inquiry, we may refer you to independent licensed providers who make those decisions themselves.

Eligibility

You must be at least 18 years old and a resident of the United States to use our services or submit an inquiry.

Accuracy of information you provide

You agree that information you submit is accurate, that it relates to you, and that you are authorized to provide any telephone number or email address you enter. Submitting another person’s information without their permission is prohibited.

Acceptable use

• Do not use our sites for any unlawful or fraudulent purpose
• Do not submit false, automated or bulk inquiries
• Do not attempt to gain unauthorized access to our systems, or to scrape, copy or interfere with the sites
• Do not transmit malware or otherwise disrupt the operation of the sites

Intellectual property

The content, design, text, graphics and code on our sites are owned by ALL USA or its licensors and are protected by applicable intellectual property laws. You may not reproduce or distribute them without written permission.

Third-party services

Our sites may link to or refer you to third parties. We do not control and are not responsible for their content, products, services or practices, and referral does not constitute an endorsement or a guarantee of any outcome, quote or rate.

Disclaimer of warranties

Our sites and services are provided “as is” and “as available” without warranties of any kind, express or implied, including any implied warranties of merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the sites will be uninterrupted, error free, or that any specific result, rate or savings will be obtained.

Limitation of liability

To the maximum extent permitted by law, ALL USA will not be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits or data, arising out of your use of the sites or services. Our total liability for any claim relating to the sites will not exceed one hundred U.S. dollars (US$100).

Indemnification

You agree to indemnify and hold harmless ALL USA and its owner, affiliates and agents from any claim or demand arising out of your use of the sites or your breach of these terms.

Governing law

These terms are governed by the laws of the State of Florida, without regard to its conflict of law rules. Any dispute will be brought exclusively in the state or federal courts located in Palm Beach County, Florida.

Changes

We may revise these terms at any time by posting an updated version on this page. Continued use of the sites after changes are posted constitutes acceptance of the revised terms.

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